RV & Mobile Home Insurance Coverages

Bodily Injury Liability Protection

Providing protection if you or another insured driver are legally liable in a covered accident in which others are injured or killed.

Property Damage Liability Protection

Providing protection if you or another insured driver are legally liable for damages to another person’s property resulting from a covered accident.

Collision Coverage

Provides protection for damage from a covered accident to your insured motor home.

Personal Injury Protection Coverage (PIP)

Also called “no-fault” insurance, PIP typically provides coverage for you, family members, or your passengers for reasonable and necessary medical, rehabilitation, or funeral expenses, even work loss, survivors’ loss and essential services expenses caused by covered accidents. This coverage is required in Florida.

Comprehensive Coverage

Provides protection for covered damage to your insured motor home caused by falling objects, fire, theft, vandalism, flood and certain other non-collision losses.

Sound System

A sound system permanently installed by the manufacturer is covered up to $2,500, less your policy deductible.

Contents Coverage

Provides coverage for loss or damage to covered property contained in your motor home when caused by fire or lightning.

Medical Payments Coverage

Provides coverage if you, family members, or your passengers receive necessary medical treatment, services or products for bodily injury caused by a covered accident.

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